At Atrium Insurance Group in Centennial, CO, our clients ask if we cover a range of vehicles from standard cars to trucks to motorcycles to boats. For those who own a vehicle outside of the typical list, such as a moped or motorized bicycle, finding information about whether it’s possible to get coverage for the said vehicle can be a challenge. Although we can’t speak to your specific situation, we can share what motorcycle insurance generally covers in terms of vehicles.

What Is Motorcycle Coverage?

Motorcycle coverage is an insurance policy that covers motorcycles and some related vehicles. While every policy differs, motorcycle insurance policies cover similar vehicles. If you’re unsure if our policies would cover the type of motorcycle-like vehicle you have, you can always stop by our office or call to speak with one of our representatives for more information.

What Vehicles Does Motorcycle Insurance Cover?

Even though motorcycle insurance policies may differ in what they cover, some policies cover a mix of vehicles, including cruisers, custom bikes, dirt bikes, low-speed bikes, sport bikes, trikes, and vintage or classic bikes. Of course, there’s no way to know if a motorcycle insurance policy covers one of these types of bikes without speaking directly to an insurance professional at our office. That’s why we recommend contacting us with specific questions about what our policies may or may not cover.

If a motorcycle insurance policy doesn’t cover your bike or vehicle, don’t worry! Another insurance policy may be able to cover it, or you may be able to get specialized coverage. You won’t know your insurance options until you contact our office.