Owning a motorhome offers the freedom to travel wherever the road takes you. However, it also comes with certain risks, including vandalism. Whether your RV is parked at a campground or left unattended in a parking lot, acts of vandalism can occur unexpectedly. At Atrium Insurance Group, we provide motorhome insurance to RV owners in and around the greater Centennial, CO area. We want to ensure you know the proper steps to take if vandals ever damage your motorhome.
Evaluate the Damage and Prioritize Safety
Your first priority should be ensuring your and your passengers’ safety. If you discover broken windows, graffiti, slashed tires, or other forms of destruction, avoid touching anything until you’ve assessed the situation. If you suspect the vandals are still nearby, maintain a safe distance and contact the authorities immediately.
File a Police Report
Filing a police report is a crucial step. It documents the vandalism for legal purposes and aids in your insurance claim. Provide as many details as possible, including the time and location, and take photos of the damage for your records. Having an official report can strengthen your claim and ensure a smoother process with your insurance provider.
Notify Your Insurance Provider
After reporting the incident to the police, notify your insurance company as soon as possible. Comprehensive motorhome insurance typically covers vandalism and assists with repair costs and any necessary replacements. If you’re unsure about your coverage, Atrium Insurance Group, serving residents in the Centennial, CO, area, can help you review your policy and ensure you’re protected against the unexpected. Contact us today to learn more.